Tips from the Pros

We live in a very material world, and we are all material girls. We want it now. But the greatest success stories in life never happen that way. They require a much deeper dedication to building something of value. There is plenty of time to scale up your lifestyle after your number one hit single or at least when you get that first six figure year from your music business.

0:00:01.7 S1: Welcome to the show that explores the methods and strategies on block on the financial side of your music business with over 40 years combined experience. Here are your host, Chris Webb and Dave tank. Welcome to you musicians tip cover. We talked about musicians and money, three strive to break down the compounds of musicians, finance to the basic elements, so that can all harness their power for good. I'm your host, Chris web, joined by co-host and the leading scientists. And what makes tripod dogs happy? Dave Taman.

0:00:35.0 S2: Thanks for having me back, Chris. My dogs have six legs, both mans

0:00:39.0 S1: Now, Holmes both UMass. Okay.

0:00:43.2 S2: Then they would have two legs.

0:00:47.2 S1: Impressive, especially for females. We live in a very material world, and we are all material girls, we want it now, but the greatest success stories in life never happen that way, they require a much deeper dedication to building something of value, there is plenty of time to scale up your lifestyle after your number one hit single or at least after you get that first six figure year from your music business, don't let debt and the lack of solid strategy hold you back from being a full-time in your dream job. There is a general formula to financial success and stability, let's learn from some of the musical grades on these money matters right after this, pause for me to grab some oxygen, make your marketing work for you with revenue-generating automations, no more guessing the more busy work people we're talking about drip, drip lets you create workflows it smarter and harder, so you don't have to... You can focus on running your business, learning your music career, run and automate proven email and SMS marketing playbooks, roller revenue marketing engine behind current and future e-commerce champions use lead ads and forms to attract more fans and feeder merch sales funnels.

0:01:55.7 S1: Create an automated e-commerce campaigns with pre-built customizable templates, eight times higher revenue with targeted email sends, tasty designs user-friendly set up the visual workflow builder and point and click email editor, make it easy to create the workflows you need no coding required. Go to musicians tip dot com, deals to grab your free trial today. Welcome back, everybody. 1003 years of nurturing the passion of music making, that's civic music, Milwaukee dot-org. They directly serve hundreds of young musicians and music educators each year through educational experiences, scholarship programs, performance opportunities and award recognition, hundreds more are touch and directly through connections made with the community of walking musicians, music teachers and arts organizations. The arts enrich our lives. Attending an event, make a donation, making a nomination, get involved, share the joy of music, every gift of time or money as an investment in our community, learn more at civic music Milwaukee dot org, and make sure you rate subscribe to this podcast. Leave us a comment and go to our website to check out all those amazing resources and on the discounts that's been collected for you to help you with your success.

0:03:13.3 S1: Sometimes I feel like I'm conducting science experiments when I'm studying musicians finance, I'm looking for patterns, trying to find consistency and the methods and the strategies working and hoping to find some secret formula. One thing is for sure is we don't need to start from scratch, we have all the ingredients and plenty of test subjects, today, Dave and I are hand-picking some of our favorite elements we have found from the pros of our industry, so I'll go first.

0:03:40.8 S2: This idea was it yours.

0:03:46.2 S1: So I got a quote from by Mali, so we're skipping the quote section because it's just pretty much a lot of quotes we got all day for this content, and that's really because I really wanted to take it from the horses mouth. And in this case, I'd taken it from the musicians maps, the first ones from Bimal money numbers, numbers never end. If it takes money to be happy, your search for happiness will never end, and I like to put this one first because I know we spend all our time on the show talking about the importance of getting pain and the importance of making your career successful financially, but I don't want that to be misconstrued with the importance of happiness and the difference between the two of being wealthy financially and being wealthy with the happiness, and I think the point here is that we can make music a career, and I have conversations with friends where like Oh, this is all I do. Then it's just gonna turn into a job... Well, what's wrong with that? Will they refer to the job that they already have, they don't like... And then they say, Oh, this is just gonna be like that.

0:04:55.2 S2: Well, no, you're living your passion, and I think we try to bring something to the table every week that says you need to look at the numbers in order to continue to be happy doing your passion, really to be successful financially with anything you have to stick with it long enough. And if you're gonna stick... Was on long enough.

0:05:12.4 S1: You better love it, right? I mean, yeah, especially running our business. My God. We never stopped working. What don't...

0:05:23.4 S2: I mean, it's 8 o'clock at night right now, and I know you and I both got up at 5, 36, so just even... And this is just one part of how we diversify, what we do in the music world, I quote from Seth Godin is a marketing specialist, and I'm not sure if the book was called tribes, but it might be, and he brought up color Williams, the musician, and how I believe it was 2012-13 that He put all of his music up on his website to stream for free, and he defines that color Williams job is not to fill a slot, to lead a group and to connect them, and then that's how color Williams and at that time, the medium is changing on how you make money, because people were able to just starting to get music for free, so he was taking that and saying, Here, here's the music, but we're gonna come together, and that's where for him, financially, more shows, larger audience and I think local did this too with sky, blue sky 2011, they streamed their whole album for free before it was released, and it was just on their website, and that was before Spotify was kicking and fans bought it because they wanted to support the band, they reached new fans, because they might not have heard them prior and then they bought the album to...

0:06:47.9 S2: So I think right now, when the meat, while the medium is changing, you look at music and finance, well, might not be the end product that you're giving anymore, like it used to be music in your ears, but you're building a community with that music to help build your career.

0:07:04.6 S1: Yeah, that's good. And I think there's a parallel there to performing, when I learned this trick from some other people that I took down the 20 per CD or Flash or whatever you're selling of my music, and just said suggested donation, five bucks. And the SaaS, I did that, I sold five times as many CDs, now, some of them were only for five bucks, but most of them put in at least 20, and so it just showed that people wanna support you, and there's a certain way of giving them the credit passing along the opportunity for them to show their support and giving them that green light to feel good about what they're doing, that makes them wanna be generous and support you, so I think that that also is a strategy that works... Trick that I just learned with that too, with this, we put the suitcase up and in the backing, not usually, we might have someone there that helps with merchandise, but if they don't have a credit card on them or even cash, we suggest the donation, but we put our PayPal or a Venmo up there, and we ask, leave us, leave us a note.

0:08:24.7 S2: So people would just tip from that and then we had a great night tonight, and then you're able to respond and so I think, again, by giving, you're also receiving and you're building that trust between you and I guess your fans, your listeners.

0:08:41.3 S1: Alright, so I got... This went from Elvis Presley. Can I say it? No, no, he says, I don't regard money or position as important, but I can never forget the longing to be someone... I guess if you are poor, you always think bigger and you want more then those who have everything, but I think there's a lot in that statement. I don't know if he meant all of that to be the way that I'm taking it, but I feel like what he's saying is that money to him was never the most important part, it was becoming something of value, and that he found being poor kept him motivated to want to have more. Right.

0:09:25.9 S2: Yeah, and the value transitions not only for him as an artist and wants to be more, but then also wants to provide something more to his listeners And his fans.

0:09:38.6 S1: Yeah, he was big in philanthropy, and he was big and he went to war and served in... I think that fits his personality, from what I've read

0:09:50.2 S2: From... When you guys used to hang out.

0:09:52.0 S1: Totally, and you know, it's funny as I was playing a show recently where this older gentleman sat next to me for a while, and then when that... He was really old, but late 80s, and when I pause for saying he told me his whole story about how he played bass up and got Wyoming at this bar, and Elvis would come in and come up on stage and play with them. So I was literally sitting next to a dude that played on stage with Elvis, it was this dive bar, I don't know what he was doing there, I don't understand, but... It was a pretty fascinating story. I am, I am one degree away from on this point, we're like buds.

0:10:32.9 S2: So this is from game Anderson, you could check him out of game, the bass player dot com, and he has a blog that he puts out a little quote every day, same as sugden, you could sign up and get his quotes every single day. So I think that in itself as something about giving back to our community and is continuing to be creative, but this is just cool, it's so simple and easy to overlook, you don't get money merely as a by-product of effort, heart, hope, passion, creativity, staying up all night being on a three-month tour, writing lots of songs, The reason any artist is popular successful and makes a career out of music is because they do something and sell something that people want to pay for, Di, people jump at the chance to give their money for me, I think what he says, they sell something that people want to help support, that's the... What I took from it and showing up that... And I think I've seen this, I don't know, even myself with ego sometimes, you deserve... You deserve this. I've been doing this forever, or I drove so far, and something should be done this way, but at the end of the day, it's...

0:11:44.7 S2: Are you giving the venue, are you giving the people that showed up something to remember in something positive to remember, and the more you do that, I think the more shows and more people wanna show up for you.

0:11:57.2 S1: I love how he emphasized the word want to pay for it, because I think that that is something that I've been seeing more of lately when I've been playing some gigs where some people haven't heard live music since prior to covid, and so off sudden it's a little bit bigger, spark of a reaction, like a little more emotional-driven reaction to hearing live music and the want is a little brighter, and the appreciation of it and impact it does provide something that is very valuable.

0:12:30.5 S2: I'm glad you took that that way because after thinking about it, and I wasn't sure whether to share that or not, I was like, Well, I don't wanna be misconstrued as if you need to write music that people want to pay for... Now, you can still have your passion, but it has to be within the next, it has to be, you have to find your audience, and that audience is what you wanna build, and those are the people that will want to support you. Yeah. What kind of accident are you gonna use for this? I try to us... Let's see what... I'm like.

0:13:06.7 S1: I don't even know what Johnny Cash isn't a sense it... I'm like, But next one is, Johnny said, success is having to worry about every damn thing in the world except for money, and I've heard this from some wealthy friends that your money problems are less, but not that any other problems get any smaller and some other situations get bigger. And so there's just that perspective of what comes with wealth...

0:13:37.3 S2: Yeah, it changes your perspective of what's important... I think I'm not having kids, I imagine kids do that for people as well, I think your priority of what's important in life changes because of these new little beans that you love, more than anything that changes your perspective on the little things that they don't mean. Shit.

0:14:03.5 S1: Yeah, well, in all the shit that they put in those little things called diapers that this has cost a shit load of money

0:14:11.0 S2: Is gonna go broke on the diapers. I have so many nephews and nieces, and I've really gotten out of changing diapers, but through the whole process of watching them grow, I think me and how my parents never use that against me.

0:14:31.3 S1: I used to wipe your ass like that, they never said that to me, because once you become adult, it's a really uncomfortable thing to remember, Boy.

0:14:41.0 S2: But it should stop everybody in their tracks when they're like disrespecting social in high school, I would think, you know. Yeah, I hope everyone's having a good time. Next quote. This is from Liz Anise, an artist and the Four Seas music coordinator, executive producer and host of the station's flagship why music program. Right here, right now, I like this because she brings up the fact of diversifying income, there are other ways to make money through music session work, education, DJ gigs, event were composing, songwriting for others, busking corporate gigs, and so many more sounds like... She knows Chris web, these are regular people just like you or me, and they waved by to the day job for good in favor of music work across a range of diverse avenues, and I think that's really important, and we've covered a lot of those on this podcast, so I felt like we were justified and we have someone in our corner.

0:15:41.5 S1: We need to get around our show... So I got one from Muddy Waters. I like to go back back to the core of where music like some of the origins of musical styles came, I'd say he gets the honor of being one of the originators of the Deep Blues.

0:16:02.3 S2: Right. Yeah, I'm just surprised. Theater Roosevelt had it brought up in any of these quotes yet, I did find one and I was like, Well, they're not a musician.

0:16:13.2 S1: Elena, Illinois, really though that Elinor is one. And gets me every time. Anyways, Muddy Waters, there was a time when I had the blues, man, I had it bad. I couldn't pay my light bill, I couldn't pay my rent bill, and I really had the blues, but today I can pay my rent, I can pay the light bill, and I got the blues. So I must have been born with them, that's my religion, the blues, it's my religion. I just like that he kept... Keeps what he loves in the performance of his music, in the soul of his music and origin of where it comes from is not like... You forget what I mean? He ended up in a very good place financially, but he still had... He still was able to deliver that same thing, and I think that that's something that... We see great artists. I don't know why I'm thinking of keys Richards here, but I still think he still feels the same area can roll when he goes out on stage, even though he's worth so much money or bones, another one of those people that I think of... And he just still gets out there and loves it, even though he gets out the stage, and it was one of the big investors in Facebook when it came out.

0:17:29.0 S1: But when he gets back on this stage, it's still Bono, still performing, you too... It's the same kind of thing in my mind.

0:17:36.2 S2: I feel that way about Lady Gaga every time I see her perform, it's just see the heart part there first, Chris, I'm gonna go back to gay Anderson. Does that work for you? Bring on the game. Gabe, Gabe said, pay people on time, pay them what you agree to, if there's confusion and it's to the benefit of the other person, let them win and make sure you're more clear than next time. I love it. You know, if there's confusion, it's because you didn't write it down or make it clear somewhere in writing, I like it also because you're taking care of the people that also take care of you and your team, so you don't always have to win, you just have to be on each other's side, because I'm sure the people that you're playing with are not maliciously trying to grow you out of money, whether it's just a different perspective, just to take care of the people around you, especially when it comes to money.

0:18:32.3 S1: It also would be indicate that if you did that, then you didn't... Listen to our episode number 19 in contracts with Dave Ratner. Well, the next one I got is from pianist, his name is Andrew Lee, and he also does a blog, and that's kind of where I read some of his stuff and I like his perspective. In this quote, he talks about why artist should be paid what they're worth it, so he says, When paid and paid well, we have the opportunity to do what we love at a higher level, and for longer, we must stop apologizing for discussing money, we must stop pretending that it's just because we would do something for free doesn't mean that we are able to like it or not, artists need money to survive. Just a given... And we can't tip toe around that issue, I think the... Yeah, I think that's what... That's what you see. Honestly, when I get paid more, it helps me show up more, it helps me feel more valued, which tends to probably produce a better performance, I don't know, but I do feel more valued and I know that that translates in my overall demeanor in the whole thing, and I think that the more that we get paid well, the more that we can hold that ourselves to that standard of quality and practice more and treat them more important, and you just sort of perpetuates...

0:20:00.1 S2: Yeah, you're reciprocating that value as well, you feel appreciated and you wanna show that venue or whatever that made that agreement that there's a reason why you paid this and I'm going to value that. Alright, I have one more before. You know, some cool stuff coming up. I'm gonna go back to South Goa when you and I started talking about doing this episode, Seth Godin, the first person that came to mind because there's so many quotes from him and how it relates to marketing and music and both being passions of mine. You should just... Anyone listening should type in to Google Seth God and music and money, there's so much there that I think you can really get a lot of information and benefit from... His quote is, what you do for a living is you lead a group of fans who want you to take them somewhere and hang out with other fans, just like The Grateful Dead, the dead said, Our music is free. And if you wanna hang out with other people who like our music, than it cost 30... I don't think when he said that quote, music was where it was as far as streaming is concerned, so I think to me, it has more value right there, and it's like create good music, create something that you're proud of, and then the music just goes out into the universe, they can't live in a vacuum, so you need to get it out there, and then hopefully enough people appreciate it and wanna come together and listen to it together.

0:21:26.9 S1: Right. Awesome, build a community, right? Yep, I think about Dave mates, Ben too, that's kind of the same thing, that whole jam and coolest of been built on that kind of principle, which the gravel probably should get credit for paving the way.

0:21:43.2 S2: That book tribes he has was pretty amazing. And I was talking about it at the other day, and someone said, Well, we're not allowed to say tribe anymore, just to be politically correct, but the way he does it is he actually a hunters where the word tribe comes from, and Native Americans who came together in different communities, and lifted at each other up, so I just wanna clarify that, I guess that's going through my mind. Well, I know we're being recorded.

0:22:11.5 S1: So I got one more. One more, a violinist, Ellen mix wine. She says When financial situations do arise, new music business, a meeting over coffee or a phone call, never email, it was always the most efficient way to resolve conflict. I just wanted to throw that in it because to think that nothing is going to come, no turbulence is going to come is a false belief, and especially when you're trying to be more proactive about talking about money and having contracts and kidding what you were... So conflict is gonna arise, and it's just a good lesson to remember that email fails, so... So dotting, by the way. Yeah, so if there is conflict, like she said, do it over the phone at least, or if you can meet in person over coffee and just resolve it... Don't be afraid.

0:23:07.9 S2: I had a situation this week where there was a misunderstanding about music for a bill that was due by the end of the month and how we were gonna move forward, and he clearly stated that on the email that he might have missed something. Can you please re-send the email and then I respond to guess I'd be happy to resend it, but it's more important to me that you and I can have a phone conversation so you can hear the tone of voice of where I'm coming from, because I didn't want to be misconstrued in any other way than, Hey, I agree with you. There must have been some misunderstanding, it was an awesome phone call, because by deflating it right out of the gates and showing someone and even asking, Can we talk about this in person? Because of the fear of tone of voice and an email really, I think put both of our shoulders down and it was wonderful, worked out to be a great conversation.

0:24:07.4 S1: So the last tip I'm gonna give out of the pros is from David Angie.

0:24:13.1 S2: Who's David angered Chris

0:24:15.6 S1: Webb, he's the best-selling author for... He came out of the book then the new music industry, the Essential Guide to creative entrepreneurship. But he's also, I think, a wrapper. Anyways, he made this great list of five money management tips, and I think these ones, I might steal these and kind of... Well, I'm not stealing them because I'm telling you I'm taking them, so it's not an IT, but I'm going to use these towards our collection that we're creating here at Mustafa defer the steps to take that we think help avoid big problems. And so these are the five that he has, number one, get out and stay out of debt. Now, I pretty much think that no matter what financial guy you follow or a girl you follow, it says that thing first, every one of them. So if that's something that you've heard us say a few times over this season and this bad guest, and we'll hear it 100 more times, take it to heart because it is the biggest step one.

0:25:18.3 S2: And learn from our mistakes, because I wish we would have heard that a lot earlier.

0:25:24.1 S1: Yeah, yeah. And season two, we should talk about that, we just talk about our personal penises, I think as we've all become friends here, I think we can open up the Oscars, my internet is... My internet is... Number two, he says, open a separate checking account for your music. We've talked about that too before, but it's a great tip because it keeps everything separate.

0:25:52.5 S2: I did that later too, in my music career, I should have got on that a lot sooner... Really makes tentacles a lot easier. Number three, save at least 10% right off the top of everything you make.

0:26:07.6 S1: That's a minimum, and that doesn't count... He doesn't talk anything about taxes, but that wouldn't be tax money, that would be separate.

0:26:15.0 S2: Well, now that I'm seeing these in order, I have read an article on David Andrew web, and I believe when he's talking about save at least 10%, he's referring to paying yourself first in that article, which is something we've talked about before. So let's go 35 as you need to take another 20% and put it in a different account, and that's where your taxes, so you're not scrambling at the end of the year, so right out of the gates, 30%

0:26:45.2 S1: And before reinvent your music business, by this one goes right back to our interview was term glory, which just rolls around my mind all the time now, telling you all the time when I'm writing my syllabus right now for the university's semester coming up, I'm thinking about it. I need to tell everyone, be prepared to reinvent yourself over and over again, that's part of your career plan.

0:27:11.0 S2: Brad, who I play music with, he bought a pair of red pants, I'm telling you the compliments he gets on those red pants are just unbelievable. He looks like a rockstar, and we were talking about it on the way home from rehearsal, and he's just like... So many people came up to me, I'm like, brand, if you wore those red pants to every single good you played, people would recognize you and remember how great of a guitar player you are before they even hear a note, and that would be like your image. If we're talking about branding. So for myself, 2021-2022, the horse shoot my stash, what do you think?

0:27:53.3 S1: Well, you heard it here first.

0:27:55.7 S2: Watch out everybody. It's already there, 'cause I was there, just so white at the bottom, but even if it's the same length, it already looks like I have a horse hoof mustache, somites will just come in.

0:28:07.5 S1: Well, A plus, you'll have less grand your face, which makes you look even younger and... Boom, we win.

0:28:14.7 S2: Thank you for letting me just interject their Chris web, I preceded hope it doesn't run my chances of being invited next week.

0:28:21.8 S1: And number five for David and Julie's tips is create multiple streams of income, which we love to talk about around here...

0:28:32.2 S2: Absolutely, and that's like, no matter what career or it is re-

0:28:37.0 S1: Quiet

0:28:38.3 S2: A great book on that is... Who Moved My... Jeez. That's a small book. I send you that book. No. Have you heard of it? It looks like I get to send you something... I'll send it to you tomorrow. Great book, and it's about how they train one mouse to show up every day to find its cheese in one location, and then they move the cheese on another mouse when they do these experiments, and the mouse that always has to look for is Jessore else. And so finding it, but once they move the cheese from the mouse that was in the same place all the time, it sits there waiting for the cheese to be fed to them, and so many times in your career, you can just get complacent and stop looking for other ways to be creative, other forms of income, and we can't wait for someone to move our cheese, we always have to be looking

0:29:40.8 S1: For... Well, drop that podcast, Mike, there, Dave, and that was again, a mom.

0:29:46.2 S2: I'm adding that to our book club right now, I'm making no.

0:29:50.8 S1: Well, we can't have this podcast from the tips of the pros without having some of the catastrophes that were also worth learning from. So I thought I would make a quick list of people that have gone broke in this industry, so this is a warning about how success and money don't always co-exist a few artists that still couldn't manage money even with success. So number one, meat love, let me propose this by saying most of these have recovered because the benefit of having been famous is you have lots of opportunity to recover... Right, it's a little bit easier to learn... Not to say that it's easy, I don't mean to say that, I don't know, but I can't say that they certainly, but I have more opportunity to use their name, the brand, so we love... Do you know he wouldn't? Vegan.

0:30:44.4 S2: It's true, I just tellin no.

0:30:46.5 S1: I did not. Because how can you not know that when you found out that the game of vegan, I'm sure he knew that that was gonna cause a ruckus

0:30:58.0 S2: Out to change his name to... How do you say It's Sausalito? Love the time, love. So I love impossible. Love Beyond low.

0:31:18.4 S1: How about no heart attack of... Another good one is Ted Nugent. I don't know if anybody has a tenant had a huge... That huge hit, cats, grade fever, and he had a couple of other hits, but indulge a little too much, I'd say in the drugs in the algal and ruin himself. He did a broke...

0:31:44.2 S2: I grew up in my prospect and right across the street from where I lived was forced view High School. And ITERS High School, which is, I believe a Catholic high school, private, Tennent went there and their football field was connected to force High School, and Ted Nugent said that he would build them like a football field as long as his name was on it, and they declined. Instead of having a teen Stadium or football field on the high school grounds, Sanders traveled across town to... To rent someone else's football field.

0:32:31.1 S1: Another name is Tony Braxton. She had a big hit and it was in 98, but just like a lot of people, he ran up a credit card... I think I saw him that she ran up like 43000 in monthly expenses and... Yeah, I just think it just shows you that you don't gain financial wisdom with financial wealth. Right, they are separate. A few others, Marvin gay, David Crosby, MC Hammer. Yeah, it in... These kids, and now that story.

0:33:12.2 S2: He said he went broke 'cause he gave all his friends... The family.

0:33:16.4 S1: Yeah, he was... Yeah, people reach down the... That's another way I can... Leak area, and Willie Nelson is another one we...

0:33:26.5 S2: Hellenes was basically tax government came after him, so that makes the 30... The 20% to put aside, and I think I'm a hammer to was tax and he had like 200 creditors. You don't come in after him. So he had to go that route as far. Royal House for 65 million. I also see here that chamber blew 70 million on a gold pott statues of himself and pool shaped like his trousers... Did I say crawlers? Right, yeah.

0:34:02.4 S1: Trousers Chivers.

0:34:05.1 S2: Seri think. Yeah, I'm gonna get a pool. Shape like barbell mustache. I'm sure, I'm not sure. Things not to do with your money and not. Do not buy a mustache-shaped pool with your money, juice and donuts, let's make a poll out of donuts or concerned... What not to do?

0:34:36.9 S1: Alright, does and donuts don't think that money means success or that success means money, they are independent in that way, but money always follows art that adds great value to others, and in the world, you can make great art, but bad decisions. So I got one action step, simplify simplify what you want from your music business into one sentence.

0:35:08.1 S2: Can have more than one period folks, one sentence go into the Facebook group that we have. It's the private group in. And what that is, it'd be cool to see everyone's definition of what they want their music business to be...

0:35:22.4 S1: Yeah, I'd also say with that, don't let... Don't let it up a bunch of hours of your time, just try to say it as simply as possible. Sometimes it helps to have that conversation with a great friend or a spouse, just say what I want is, and then try to fill it in as quickly as possible, maybe see what comes out right away, and then find out if you mean that or not... Right. Yeah. Well, we know your time is valuable. We appreciate you spending this time with us and being a part of this community, it is our hope that you feel the sense of community here at musicians-tip jar and help spread the word to make us a stronger... If you wanna get a hold of us day, what's the best way to do that?

0:35:59.7 S2: You can go to our website at musicians tip-jar dot com or send us some email musicians tip jar at gmail.

0:36:06.5 S1: As always, thank you for joining us and remember there is already enough for everyone, you just need to know how to get it, until next time on behalf of Dave Taman, myself is we toasted healthy and take care of each other. The time is great at taking your money, money is a case of buying time, this is a musician, steamed can do some about it.

0:36:39.7 S2: We're not ending with... You just say, This is musicians. It is that yours? So that's your quote, we just... That's pretty awesome. Thanks, man. We just did a whole episode about quarter that I get to talk to every Wednesday when we do the podcast. Just a lot weenie times, I'm gonna take that and write it on the post, just so everyone hears it a second time, time is great at taking your money, but money isn't capable by a new time, this is musicians to...

0:37:19.1 S1: Nothing on this show should be considered a specific personal or professional advice, at least consult an appropriate taxes for ERA, professional for individualized advice. Individual results are not guaranteed, and I'll discuss strategies have to... Potentiometer Ting on Boston, Earle, clueless, somebody.